Services

Everything Allied Wealth Management does centers around you as an individual and your needs and goals. The most important thing we do is listen. We tell you what you need to know not what you want to hear.

Holistic Retirement Planning – holistic financial planning identifies and takes into consideration the entirety of a clients financial situation both present and on into the future. When the client receives completely inclusive or complete holistic advice, they are in a much better position to make decisions that give them a realistic opportunity to achieve their financial objectives. – Attribution: Chris Tyreel
Education Funding – How much should you put aside for educational needs for you, or family members. Does it make sense to establish 529 accounts? How do these accounts affect other financial funding sources? How do parental investments affect financial assistance from external sources?
Income Planning – Proper retirement income planning is focused on ensuring that your retirement income will last for your lifetime. Today's challenge is to make it last for 25-35 years, or possibly more. Retirement income is the biggest financial worry in the United States.
Sensitivity Planning – Utilizing various percentage rate scenario models to determine if your retirement funds are adequate to provide the income required for your retirement.
Indexed Linked CD’s – A certificate of deposit (CD) with a return based on a specific index such as the S&P 500. These CDs are purchased for a fixed price. There is a chance for a high return, depending on the outcome of the index, and there is no risk of a loss as the CD is FDIC insured.
Stock Portfolios – This is the combined holdings of more than one stock, bond, money market instrument, commodity, collectible, or real estate investment. An individual investor might have a portfolio that includes several of these investments, while the manager of an equity mutual fund will manage a portfolio that is primarily made up of stocks.
Dividend Focused Portfolios – These portfolios seek to provide total return primarily through capital appreciation and current dividend income by investing in a portfolio of common stocks that historically pay a dividend which the owner uses to provide a certain level of income.
Fee Free Employee Education for Corporations – A financial advisor provides educational assistance to employees of a given business or corporation. This individual provides this assistance at no cost to the employer or employee. The advisor hopes that the education provides for smarter investors which may or may not call on the investor for individual assistance with their financial planning.
ETF’s – A security that tracks an index, a commodity or a basket of assets like an index fund, but trades like a stock on an exchange. ETFs experience price changes throughout the day as they are bought and sold. By owning an ETF, you get the diversification of an index fund as well as the ability to sell short, buy on margin and purchase as little as one share. Another advantage is that the expense ratios for most ETFs are lower than those of the average mutual fund.
Global Managed Portfolios – An account for which the holder gives his/her broker or someone else the authority to buy and sell securities, either absolutely or subject to certain restrictions. also called controlled account or discretionary account. In this particular example, the manager concentrates on international funds, stocks, bonds, Mutual Funds, etc.
Managed accounts – domestic – An account for which the holder gives his/her broker or someone else the authority to buy and sell securities, either absolutely or subject to certain restrictions. also called controlled account or discretionary account. In this particular example, the manager concentrates on domestic (US) funds, stocks, bonds, Mutual Funds, etc.
Commodities – A commodity is a basic good used in commerce that is interchangeable with other commodities of the same type. Commodities are most often used as inputs in the production of other goods or services. The quality of a given commodity may differ slightly, but it is essentially uniform across producers. Examples of commodities would include copper, silver, cotton, or any other raw material.
Variable Annuity – A variable annuity is an insurance contract in which, at the end of the accumulation stage, the insurance company guarantees a minimum payment. The remaining income payments can vary depending on the performance of the managed portfolio. Since the principle amount is invested in Mutual Funds, that principal investment can vary with the performance of the market. There are also many fees associated with a variable annuity.
Fixed Annuities – There are generally three types of annuities — fixed, indexed, and variable. In a fixed annuity, the insurance company agrees to pay you no less than a specified rate of interest during the time that your account is growing. A fixed annuity can be directly compared to a CD and operates in the same manner. A CD is offered by a bank or financial institution, a fixed annuity is offered by an insurance company.
Fixed Indexed Annuities – A fixed index annuity (FIA) is a type of retirement investment product. It is designed to offer the investor a chance to participate in a portion of annual stock market gains without also participating in any losses. When considering the past performance of the stock market, many investors have been attracted to FIAs because of the guarantees in these types of contracts, both before and after retirement. Whatever gains are realized one year are locked in and protected from market fluctuation in the future.
Mutual Funds – A mutual fund is a company that brings together money from many people and invests it in stocks, bonds or other assets. The combined holdings of stocks, bonds or other assets the fund owns are known as its portfolio. Each investor in the fund owns shares, which represent a part of these holdings.
Life Insurance – Life insurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a designated beneficiary a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy owner agrees to pay a stipulated amount (at regular intervals or in lump sums).
Health insurance – This is insurance against loss by illness or bodily injury. Health insurance provides coverage for medicine, visits to the doctor or emergency room, hospital stays and other medical expenses. Policies differ in what they cover, the size of the deductible and/or co-payment, limits of coverage and the options for treatment available to the policyholder.
Long Term Care insurance – Coverage that provides nursing-home care, home-health care, personal or adult day care for individuals above the age of 65 or with a chronic or disabling condition that needs constant supervision. LTC insurance offers more flexibility and options than many public assistance programs.